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Please help me find the present value of the ordinary annuity. ?

03 May

$500 per year for five years at the rate of 7% annually.
$500 per year for five years at the rate of 7% compounded annually.
$500 per year for five years at the rate of 7% compounded annually.

 
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  1. ignoramus

    May 3, 2010 at 7:02 pm

    After 1 year, $500 will be worth 1.07 x 500

    After 2 years, multiply everything by 1.07 again, so the value becomes (1.07)² x 500.

    Same again after three years, value becomes (1.07)³ x 500, and so on.

    So after five years, total value = (1.07)^5 x 500 = 1.40255 x 500 = $701.28