Hi, I’m trying to hang in there until my penalty is over to refinance in Feb.2008. My question is that with the market being down, wonder if I can refinance for lower rate? My 1st is 598,000 with 10% rate and 2nd $21,000. I just wanted to refinance my 1st. Trying to hang on paying $5292 a month. The problem is that market is down and checking online my house is worth $620,000. Will it even go down in the near future when I can refinance and will that be a problem? Also my credit has gone down because of 1 late mortgage payment, from 650 to 583-610(3 credit score). Also another problem is that my husband is self employed in Oct.2006.
What is my chances to refinance for lower rate in Feb.2008?
Posts Tagged ‘Agent’
Advice from loan agent on my future refinance?
30
Apr
Would it be conducive to productivity as an Insurance agent, if I work a part-time job during my first year?
10
Apr
I have my license (215) to sell Life, Health & Annuities. I’ve heard that the first year in this career is rough financially. Would I be able to give my all to Clients/Prospects if I get a part-time job (3rd shift) in order to maintain my household. I’m a single female with no debts. Basically, rent, electric,cellular, home phone, car insurance and monthly needs like food and gas, of course!
Would I be able to work a second job
(maybe 3rd Shift) until I get financially secure? Not having the Insurance as a second job.
Question about selling a home. What is the best approach with a real estate agent?
15
Mar
I have a home in a neighborhood where houses are selling for between 170000 and 190000. The house needs a little work, but a realtor told me a couple of weeks ago that with 2000 worth of repairs(carpet, paint, and a bit of landscaping) it could reasonably list for 179000. His commission is 6%. I haven’t signed a contract yet. I am aware commission is negotiable. My situation is I don’t have the 2000 for the repairs and have no way to come up with it in the near future. My payment is going to increase $450 next month and I can’t afford it. Refinancing is not an option. I absolutely have to walk away with at least 160000 and I need to sell pretty quickly. When talking with a realtor should I express my urgency to sell? Should I tell them up front that I have to make 160000 after their commission and closing costs? If I shared this info with a realtor would it hurt my chances of them trying to get me any more than 160000? How should I approach this? Thanks.
I am going to do the painting myself. The carpet is terrible. I want to put in something very cheap but more importantly clean. I just don’t have any extra money. I am in the middle of painting, but currently can’t even afford the paint I need to finish. As far as landscaping, really all that is needed is a few bags of mulch, otherwise the house looks pretty good from the outside.
As an Insurance Agent what is the best types of insurance to sell Life, Health, Annuity, from your experience?
13
Mar
Hi, I am about to get licensed to sell insurance. I was wondering what types of insurances are the best to sell as an agent.
I was thinking about focusing on only Life and Annuities but then again I was just going to sell all 3…. Life, Heath, and Annuities?
Can I really make good money at this? Perhaps a 6 figure?