<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>Value of Future Payments &#187; annuity</title>
	<atom:link href="http://valueoffuturepayments.com/tag/annuity/feed" rel="self" type="application/rss+xml" />
	<link>http://valueoffuturepayments.com</link>
	<description>Future Payments Value Advice</description>
	<lastBuildDate>Thu, 29 Jul 2010 21:39:05 +0000</lastBuildDate>
	<generator>http://wordpress.org/?v=2.9.2</generator>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
			<item>
		<title>Find the future value of the originally annuity?</title>
		<link>http://valueoffuturepayments.com/find-the-future-value-of-the-originally-annuity</link>
		<comments>http://valueoffuturepayments.com/find-the-future-value-of-the-originally-annuity#comments</comments>
		<pubDate>Tue, 08 Jun 2010 05:40:09 +0000</pubDate>
		<dc:creator>Editor</dc:creator>
				<category><![CDATA[annuity]]></category>
		<category><![CDATA[Find]]></category>
		<category><![CDATA[future]]></category>
		<category><![CDATA[originally]]></category>
		<category><![CDATA[value]]></category>

		<guid isPermaLink="false">http://valueoffuturepayments.com/find-the-future-value-of-the-originally-annuity</guid>
		<description><![CDATA[


R = 7,500     i = 12% interest compounded semiannually for 2 years
semiannually is twice a year, soo 0.12/2= 0.06
soo then FV = 7500(1+0.06)^2= 8427 BUT that answer is not on my multiple choice PLEASE HELP Check my mistake and correct me pleaseee!!!!
i ment to make it ^4 my bad but it [...]]]></description>
			<content:encoded><![CDATA[<p>R = 7,500     i = 12% interest compounded semiannually for 2 years</p>
<p>semiannually is twice a year, soo 0.12/2= 0.06</p>
<p>soo then FV = 7500(1+0.06)^2= 8427 BUT that answer is not on my multiple choice PLEASE HELP Check my mistake and correct me pleaseee!!!!<br />
i ment to make it ^4 my bad but it still doesnt come out right is there another step after I calculate that?<br />
Okay here: Find the future value of the ordinary annuity. R = 7500 i = 12% compouned semiannualy for 2 years</p>
<ul class="related_post"><li><a href="http://valueoffuturepayments.com/find-the-future-value-of-the-ordinary-annuity" title="Find the future value of the ordinary annuity.?">Find the future value of the ordinary annuity.?</a></li><li><a href="http://valueoffuturepayments.com/how-can-i-find-the-future-value-of-this-ordinary-annuity" title="How can I find the future value of this ordinary annuity?">How can I find the future value of this ordinary annuity?</a></li><li><a href="http://valueoffuturepayments.com/find-the-future-value-of-an-annuity-if-you-invest-1550-annually-for-5-years-at-11-5-compounded-annually" title="Find the future value of an annuity if you invest $1,550 annually for 5 years at 11.5% compounded annually.?">Find the future value of an annuity if you invest $1,550 annually for 5 years at 11.5% compounded annually.?</a></li><li><a href="http://valueoffuturepayments.com/find-the-future-value-of-an-ordinary-annuity-of-400-paid-quarterly-for-6-years-if-the-interest-rate-is-13-c" title="Find the future value of an ordinary annuity of $400 paid quarterly for 6 years, if the interest rate is 13% c?">Find the future value of an ordinary annuity of $400 paid quarterly for 6 years, if the interest rate is 13% c?</a></li></ul>]]></content:encoded>
			<wfw:commentRss>http://valueoffuturepayments.com/find-the-future-value-of-the-originally-annuity/feed</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Why do payments come out lower with monthly compounding when using the ordinary annuity formula?</title>
		<link>http://valueoffuturepayments.com/why-do-payments-come-out-lower-with-monthly-compounding-when-using-the-ordinary-annuity-formula</link>
		<comments>http://valueoffuturepayments.com/why-do-payments-come-out-lower-with-monthly-compounding-when-using-the-ordinary-annuity-formula#comments</comments>
		<pubDate>Tue, 08 Jun 2010 01:43:51 +0000</pubDate>
		<dc:creator>Editor</dc:creator>
				<category><![CDATA[annuity]]></category>
		<category><![CDATA[come]]></category>
		<category><![CDATA[compounding]]></category>
		<category><![CDATA[formula]]></category>
		<category><![CDATA[lower]]></category>
		<category><![CDATA[monthly]]></category>
		<category><![CDATA[ordinary]]></category>
		<category><![CDATA[payments]]></category>
		<category><![CDATA[using]]></category>

		<guid isPermaLink="false">http://valueoffuturepayments.com/why-do-payments-come-out-lower-with-monthly-compounding-when-using-the-ordinary-annuity-formula</guid>
		<description><![CDATA[It seems counter-intuitive, but when I try to solve for monthly payments on this problem, the payments are lower for the annuity that is compounded monthly.
Problem:
A debt of $25,000 is to be amortized over 7 years at an annual interest rate of 7%. Calculate the value of monthly payments (a) if interest is compounded once [...]]]></description>
			<content:encoded><![CDATA[<p>It seems counter-intuitive, but when I try to solve for monthly payments on this problem, the payments are lower for the annuity that is compounded monthly.<br />
Problem:<br />
A debt of $25,000 is to be amortized over 7 years at an annual interest rate of 7%. Calculate the value of monthly payments (a) if interest is compounded once a year, and (b) if interest is compounded monthly.</p>
<p>I get $386.57 as the monthly payment for the annually compounded debt and $377.32 for the monthly payments for the debt compounded monthly.</p>
<ul class="related_post"><li><a href="http://valueoffuturepayments.com/find-the-future-value-of-an-ordinary-annuity-that-has-225-monthly-payments-for-5-years-at-4-025-interest" title="Find the future value of an ordinary annuity that has $225 monthly payments for 5 years at 4.025% interest?">Find the future value of an ordinary annuity that has $225 monthly payments for 5 years at 4.025% interest?</a></li><li><a href="http://valueoffuturepayments.com/future-value-of-an-ordinary-annuity-that-has-270-monthly-payments-for-12-years-at-3-75-interest" title="future value of an ordinary annuity that has $270 monthly payments for 12 years at 3.75 % interest?">future value of an ordinary annuity that has $270 monthly payments for 12 years at 3.75 % interest?</a></li><li><a href="http://valueoffuturepayments.com/what-monthly-payment-is-needed-to-make-an-ordinary-annuity-obtain-200000-in-30-years-at-9-75-interest" title="What monthly payment is needed to make an ordinary annuity obtain $200,000 in 30 years at 9.75% interest?">What monthly payment is needed to make an ordinary annuity obtain $200,000 in 30 years at 9.75% interest?</a></li><li><a href="http://valueoffuturepayments.com/how-to-find-interest-rate-using-annuity-formula" title="how to find interest rate using annuity formula?">how to find interest rate using annuity formula?</a></li></ul>]]></content:encoded>
			<wfw:commentRss>http://valueoffuturepayments.com/why-do-payments-come-out-lower-with-monthly-compounding-when-using-the-ordinary-annuity-formula/feed</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>what is the future value of a 5year ordinary annuity that promises to pay $300 each year. Interest rate 7%?</title>
		<link>http://valueoffuturepayments.com/what-is-the-future-value-of-a-5year-ordinary-annuity-that-promises-to-pay-300-each-year-interest-rate-7</link>
		<comments>http://valueoffuturepayments.com/what-is-the-future-value-of-a-5year-ordinary-annuity-that-promises-to-pay-300-each-year-interest-rate-7#comments</comments>
		<pubDate>Sun, 06 Jun 2010 05:39:37 +0000</pubDate>
		<dc:creator>Editor</dc:creator>
				<category><![CDATA[$300]]></category>
		<category><![CDATA[5year]]></category>
		<category><![CDATA[annuity]]></category>
		<category><![CDATA[each]]></category>
		<category><![CDATA[future]]></category>
		<category><![CDATA[interest]]></category>
		<category><![CDATA[ordinary]]></category>
		<category><![CDATA[promises]]></category>
		<category><![CDATA[rate]]></category>
		<category><![CDATA[value]]></category>
		<category><![CDATA[year]]></category>

		<guid isPermaLink="false">http://valueoffuturepayments.com/what-is-the-future-value-of-a-5year-ordinary-annuity-that-promises-to-pay-300-each-year-interest-rate-7</guid>
		<description><![CDATA[No I won&#8217;t be spending the money.  What value after 5 years
What is the future value of a 5-year ordinary annuity that promises to pay you $300 each year? The rate of intWhat is the future value of a 5-year ordinary annuity that promises to pay you $300 each year?What is the future value [...]]]></description>
			<content:encoded><![CDATA[<p>No I won&#8217;t be spending the money.  What value after 5 years</p>
<ul class="related_post"><li><a href="http://valueoffuturepayments.com/what-is-the-future-value-of-a-5-year-ordinary-annuity-that-promises-to-pay-you-300-each-year-the-rate-of-int" title="What is the future value of a 5-year ordinary annuity that promises to pay you $300 each year? The rate of int">What is the future value of a 5-year ordinary annuity that promises to pay you $300 each year? The rate of int</a></li><li><a href="http://valueoffuturepayments.com/what-is-the-future-value-of-a-5-year-ordinary-annuity-that-promises-to-pay-you-300-each-year" title="What is the future value of a 5-year ordinary annuity that promises to pay you $300 each year?">What is the future value of a 5-year ordinary annuity that promises to pay you $300 each year?</a></li><li><a href="http://valueoffuturepayments.com/what-is-the-future-value-of-a-5-yr-ordinary-annuity-that-promises-to-pay-you-300-each-year-interest-is-7" title="What is the future value of a 5-yr ordinary annuity that promises to pay you $300 each year? Interest is 7%.?">What is the future value of a 5-yr ordinary annuity that promises to pay you $300 each year? Interest is 7%.?</a></li><li><a href="http://valueoffuturepayments.com/what-is-the-future-value-of-a-5-year-annuity-due-that-promises-to-pay-you-300-each-year" title="What is the future value of a 5-year annuity due that promises to pay you $300 each year?">What is the future value of a 5-year annuity due that promises to pay you $300 each year?</a></li></ul>]]></content:encoded>
			<wfw:commentRss>http://valueoffuturepayments.com/what-is-the-future-value-of-a-5year-ordinary-annuity-that-promises-to-pay-300-each-year-interest-rate-7/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>final value of an annuity?</title>
		<link>http://valueoffuturepayments.com/final-value-of-an-annuity</link>
		<comments>http://valueoffuturepayments.com/final-value-of-an-annuity#comments</comments>
		<pubDate>Sat, 05 Jun 2010 20:40:25 +0000</pubDate>
		<dc:creator>Editor</dc:creator>
				<category><![CDATA[annuity]]></category>
		<category><![CDATA[final]]></category>
		<category><![CDATA[value]]></category>

		<guid isPermaLink="false">http://valueoffuturepayments.com/final-value-of-an-annuity</guid>
		<description><![CDATA[Problem &#8230;final value of an annuity?
You get 8 monthly payments of $650 starring one month from now, at 10% interest rate compounded monthly.
using : A=R((1+i)^n-1 / i
Find the future value of the originally annuity?what is the future value of a 5year ordinary annuity that promises to pay $300 each year. Interest rate 7%?is it better [...]]]></description>
			<content:encoded><![CDATA[<p>Problem &#8230;final value of an annuity?<br />
You get 8 monthly payments of $650 starring one month from now, at 10% interest rate compounded monthly.</p>
<p>using : A=R((1+i)^n-1 / i</p>
<ul class="related_post"><li><a href="http://valueoffuturepayments.com/find-the-future-value-of-the-originally-annuity" title="Find the future value of the originally annuity?">Find the future value of the originally annuity?</a></li><li><a href="http://valueoffuturepayments.com/what-is-the-future-value-of-a-5year-ordinary-annuity-that-promises-to-pay-300-each-year-interest-rate-7" title="what is the future value of a 5year ordinary annuity that promises to pay $300 each year. Interest rate 7%?">what is the future value of a 5year ordinary annuity that promises to pay $300 each year. Interest rate 7%?</a></li><li><a href="http://valueoffuturepayments.com/is-it-better-to-go-for-the-cash-value-or-annuity-if-you-win-the-lottery" title="is it better to go for the Cash Value or Annuity if you win the lottery?">is it better to go for the Cash Value or Annuity if you win the lottery?</a></li><li><a href="http://valueoffuturepayments.com/help-pleasefind-the-future-value-of-the-ordinary-annuity" title="Help Please!!!Find the future value of the ordinary annuity?">Help Please!!!Find the future value of the ordinary annuity?</a></li></ul>]]></content:encoded>
			<wfw:commentRss>http://valueoffuturepayments.com/final-value-of-an-annuity/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>is it better to go for the Cash Value or Annuity if you win the lottery?</title>
		<link>http://valueoffuturepayments.com/is-it-better-to-go-for-the-cash-value-or-annuity-if-you-win-the-lottery</link>
		<comments>http://valueoffuturepayments.com/is-it-better-to-go-for-the-cash-value-or-annuity-if-you-win-the-lottery#comments</comments>
		<pubDate>Fri, 04 Jun 2010 05:44:20 +0000</pubDate>
		<dc:creator>Editor</dc:creator>
				<category><![CDATA[annuity]]></category>
		<category><![CDATA[better]]></category>
		<category><![CDATA[cash]]></category>
		<category><![CDATA[lottery]]></category>
		<category><![CDATA[value]]></category>

		<guid isPermaLink="false">http://valueoffuturepayments.com/is-it-better-to-go-for-the-cash-value-or-annuity-if-you-win-the-lottery</guid>
		<description><![CDATA[if you won the lottery would you choose the Cash Value or Annuity?If I won the lottery, should I choose the annuity or the cash payment?you win $10 million in the lottery, which is better a lump sum or annuity payments?How does a single cash flow present value example differ from an annuity calculation?]]></description>
			<content:encoded><![CDATA[<ul class="related_post"><li><a href="http://valueoffuturepayments.com/if-you-won-the-lottery-would-you-choose-the-cash-value-or-annuity" title="if you won the lottery would you choose the Cash Value or Annuity?">if you won the lottery would you choose the Cash Value or Annuity?</a></li><li><a href="http://valueoffuturepayments.com/if-i-won-the-lottery-should-i-choose-the-annuity-or-the-cash-payment" title="If I won the lottery, should I choose the annuity or the cash payment?">If I won the lottery, should I choose the annuity or the cash payment?</a></li><li><a href="http://valueoffuturepayments.com/you-win-10-million-in-the-lottery-which-is-better-a-lump-sum-or-annuity-payments" title="you win $10 million in the lottery, which is better a lump sum or annuity payments?">you win $10 million in the lottery, which is better a lump sum or annuity payments?</a></li><li><a href="http://valueoffuturepayments.com/how-does-a-single-cash-flow-present-value-example-differ-from-an-annuity-calculation" title="How does a single cash flow present value example differ from an annuity calculation?">How does a single cash flow present value example differ from an annuity calculation?</a></li></ul>]]></content:encoded>
			<wfw:commentRss>http://valueoffuturepayments.com/is-it-better-to-go-for-the-cash-value-or-annuity-if-you-win-the-lottery/feed</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Help Please!!!Find the future value of the ordinary annuity?</title>
		<link>http://valueoffuturepayments.com/help-pleasefind-the-future-value-of-the-ordinary-annuity</link>
		<comments>http://valueoffuturepayments.com/help-pleasefind-the-future-value-of-the-ordinary-annuity#comments</comments>
		<pubDate>Fri, 04 Jun 2010 05:44:18 +0000</pubDate>
		<dc:creator>Editor</dc:creator>
				<category><![CDATA[annuity]]></category>
		<category><![CDATA[future]]></category>
		<category><![CDATA[help]]></category>
		<category><![CDATA[ordinary]]></category>
		<category><![CDATA[PleaseFind]]></category>
		<category><![CDATA[value]]></category>

		<guid isPermaLink="false">http://valueoffuturepayments.com/help-pleasefind-the-future-value-of-the-ordinary-annuity</guid>
		<description><![CDATA[(Round to the nearest cent) $130 monthly payment, 5.5 %interest, 1 year
I have no clue how to do this and any help would be appreciated:)
what is the future value of a 5year ordinary annuity that promises to pay $300 each year. Interest rate 7%?the future value of ordinary annuity ; 8% interest compounded semi-annually for [...]]]></description>
			<content:encoded><![CDATA[<p>(Round to the nearest cent) $130 monthly payment, 5.5 %interest, 1 year<br />
I have no clue how to do this and any help would be appreciated:)</p>
<ul class="related_post"><li><a href="http://valueoffuturepayments.com/what-is-the-future-value-of-a-5year-ordinary-annuity-that-promises-to-pay-300-each-year-interest-rate-7" title="what is the future value of a 5year ordinary annuity that promises to pay $300 each year. Interest rate 7%?">what is the future value of a 5year ordinary annuity that promises to pay $300 each year. Interest rate 7%?</a></li><li><a href="http://valueoffuturepayments.com/the-future-value-of-ordinary-annuity-8-interest-compounded-semi-annually-for-11-years" title="the future value of ordinary annuity ; 8% interest compounded semi-annually for 11 years.?">the future value of ordinary annuity ; 8% interest compounded semi-annually for 11 years.?</a></li><li><a href="http://valueoffuturepayments.com/future-value-of-an-annuity-posted-twice-need-some-help-please" title="Future Value of an Annuity? Posted twice, need some help please.?">Future Value of an Annuity? Posted twice, need some help please.?</a></li><li><a href="http://valueoffuturepayments.com/find-the-future-value-of-the-ordinary-annuity" title="Find the future value of the ordinary annuity.?">Find the future value of the ordinary annuity.?</a></li></ul>]]></content:encoded>
			<wfw:commentRss>http://valueoffuturepayments.com/help-pleasefind-the-future-value-of-the-ordinary-annuity/feed</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>If I won the lottery, should I choose the annuity or the cash payment?</title>
		<link>http://valueoffuturepayments.com/if-i-won-the-lottery-should-i-choose-the-annuity-or-the-cash-payment</link>
		<comments>http://valueoffuturepayments.com/if-i-won-the-lottery-should-i-choose-the-annuity-or-the-cash-payment#comments</comments>
		<pubDate>Fri, 04 Jun 2010 05:44:14 +0000</pubDate>
		<dc:creator>Editor</dc:creator>
				<category><![CDATA[annuity]]></category>
		<category><![CDATA[cash]]></category>
		<category><![CDATA[choose]]></category>
		<category><![CDATA[lottery]]></category>
		<category><![CDATA[Payment]]></category>
		<category><![CDATA[Should]]></category>

		<guid isPermaLink="false">http://valueoffuturepayments.com/if-i-won-the-lottery-should-i-choose-the-annuity-or-the-cash-payment</guid>
		<description><![CDATA[I see most people choose the cash payment. Is that smarter?
if you won the lottery would you choose the Cash Value or Annuity?is it better to go for the Cash Value or Annuity if you win the lottery?should I or is it neccesary to give a creditors lawyers my job info if I choose to [...]]]></description>
			<content:encoded><![CDATA[<p>I see most people choose the cash payment. Is that smarter?</p>
<ul class="related_post"><li><a href="http://valueoffuturepayments.com/if-you-won-the-lottery-would-you-choose-the-cash-value-or-annuity" title="if you won the lottery would you choose the Cash Value or Annuity?">if you won the lottery would you choose the Cash Value or Annuity?</a></li><li><a href="http://valueoffuturepayments.com/is-it-better-to-go-for-the-cash-value-or-annuity-if-you-win-the-lottery" title="is it better to go for the Cash Value or Annuity if you win the lottery?">is it better to go for the Cash Value or Annuity if you win the lottery?</a></li><li><a href="http://valueoffuturepayments.com/should-i-or-is-it-neccesary-to-give-a-creditors-lawyers-my-job-info-if-i-choose-to-setup-a-payment-plan" title="should I or is it neccesary to give a creditors lawyers my job info if I choose to setup a payment plan?">should I or is it neccesary to give a creditors lawyers my job info if I choose to setup a payment plan?</a></li><li><a href="http://valueoffuturepayments.com/should-i-or-is-it-neccesary-to-give-a-creditors-lawyers-my-job-info-if-i-choose-to-setup-a-payment-plan" title="should I or is it neccesary to give a creditors lawyers my job info if I choose to setup a payment plan?">should I or is it neccesary to give a creditors lawyers my job info if I choose to setup a payment plan?</a></li></ul>]]></content:encoded>
			<wfw:commentRss>http://valueoffuturepayments.com/if-i-won-the-lottery-should-i-choose-the-annuity-or-the-cash-payment/feed</wfw:commentRss>
		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>Which Political Party decided to start giving Annuity payments to immigrants?</title>
		<link>http://valueoffuturepayments.com/which-political-party-decided-to-start-giving-annuity-payments-to-immigrants</link>
		<comments>http://valueoffuturepayments.com/which-political-party-decided-to-start-giving-annuity-payments-to-immigrants#comments</comments>
		<pubDate>Wed, 02 Jun 2010 11:39:53 +0000</pubDate>
		<dc:creator>Editor</dc:creator>
				<category><![CDATA[annuity]]></category>
		<category><![CDATA[decided]]></category>
		<category><![CDATA[giving]]></category>
		<category><![CDATA[immigrants]]></category>
		<category><![CDATA[Party]]></category>
		<category><![CDATA[payments]]></category>
		<category><![CDATA[Political]]></category>
		<category><![CDATA[start]]></category>

		<guid isPermaLink="false">http://valueoffuturepayments.com/which-political-party-decided-to-start-giving-annuity-payments-to-immigrants</guid>
		<description><![CDATA[well I am not a Republican and I sure as heck do not support the patriot act&#8230;
You got the wrong person on here to try and pin that on&#8230;.
How do you calculate the present value of an annuity when the payments do no start until four years from now?Why do payments come out lower with [...]]]></description>
			<content:encoded><![CDATA[<p>well I am not a Republican and I sure as heck do not support the patriot act&#8230;<br />
You got the wrong person on here to try and pin that on&#8230;.</p>
<ul class="related_post"><li><a href="http://valueoffuturepayments.com/how-do-you-calculate-the-present-value-of-an-annuity-when-the-payments-do-no-start-until-four-years-from-now" title="How do you calculate the present value of an annuity when the payments do no start until four years from now?">How do you calculate the present value of an annuity when the payments do no start until four years from now?</a></li><li><a href="http://valueoffuturepayments.com/why-do-payments-come-out-lower-with-monthly-compounding-when-using-the-ordinary-annuity-formula" title="Why do payments come out lower with monthly compounding when using the ordinary annuity formula?">Why do payments come out lower with monthly compounding when using the ordinary annuity formula?</a></li><li><a href="http://valueoffuturepayments.com/calculate-the-final-amount-of-a-20-year-annuity-if-payments-of-2000-are-made-at-the-end-of-every-year" title="Calculate the final amount of a 20-year annuity if payments of $2000 are made at the end of every year.?">Calculate the final amount of a 20-year annuity if payments of $2000 are made at the end of every year.?</a></li><li><a href="http://valueoffuturepayments.com/you-win-10-million-in-the-lottery-which-is-better-a-lump-sum-or-annuity-payments" title="you win $10 million in the lottery, which is better a lump sum or annuity payments?">you win $10 million in the lottery, which is better a lump sum or annuity payments?</a></li></ul>]]></content:encoded>
			<wfw:commentRss>http://valueoffuturepayments.com/which-political-party-decided-to-start-giving-annuity-payments-to-immigrants/feed</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Finance Problem: Future value of an annuity?</title>
		<link>http://valueoffuturepayments.com/finance-problem-future-value-of-an-annuity</link>
		<comments>http://valueoffuturepayments.com/finance-problem-future-value-of-an-annuity#comments</comments>
		<pubDate>Wed, 02 Jun 2010 05:48:46 +0000</pubDate>
		<dc:creator>Editor</dc:creator>
				<category><![CDATA[annuity]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[future]]></category>
		<category><![CDATA[problem]]></category>
		<category><![CDATA[value]]></category>

		<guid isPermaLink="false">http://valueoffuturepayments.com/finance-problem-future-value-of-an-annuity</guid>
		<description><![CDATA[Your client is 40 years old, and she wants to begin saving for retirement, with  the first payment to come one year from  now. She can save 5,000 per year, and you advise her to invest it in the stock market, average return of 9%. 
I figured out that at 65 she would [...]]]></description>
			<content:encoded><![CDATA[<p>Your client is 40 years old, and she wants to begin saving for retirement, with  the first payment to come one year from  now. She can save 5,000 per year, and you advise her to invest it in the stock market, average return of 9%. </p>
<p>I figured out that at 65 she would have saved: $423,504.48. At 70 she would save: 681,537.69. </p>
<p>The question then asks if she expects to live for 20 years in retirement if she retires at 65 and 15 years if she retires at 70, at the same interest rate&#8230;.how much could she withdraw at the end of each year after retirement at each retirement age?</p>
<p>I just need some help in the right direction for the final part of this problem. Thanks in advance.</p>
<ul class="related_post"><li><a href="http://valueoffuturepayments.com/future-value-of-annuity-problem" title="Future Value of Annuity Problem?">Future Value of Annuity Problem?</a></li><li><a href="http://valueoffuturepayments.com/did-i-do-this-future-value-of-annuity-problem-right-for-financial-accounting" title="Did I do this Future Value of Annuity problem right for financial accounting?">Did I do this Future Value of Annuity problem right for financial accounting?</a></li><li><a href="http://valueoffuturepayments.com/future-value-of-an-annuity-problem" title="future value of an annuity problem?">future value of an annuity problem?</a></li><li><a href="http://valueoffuturepayments.com/find-the-future-value-of-the-originally-annuity" title="Find the future value of the originally annuity?">Find the future value of the originally annuity?</a></li></ul>]]></content:encoded>
			<wfw:commentRss>http://valueoffuturepayments.com/finance-problem-future-value-of-an-annuity/feed</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>find the value of an annuity?</title>
		<link>http://valueoffuturepayments.com/find-the-value-of-an-annuity</link>
		<comments>http://valueoffuturepayments.com/find-the-value-of-an-annuity#comments</comments>
		<pubDate>Mon, 31 May 2010 23:40:11 +0000</pubDate>
		<dc:creator>Editor</dc:creator>
				<category><![CDATA[annuity]]></category>
		<category><![CDATA[Find]]></category>
		<category><![CDATA[value]]></category>

		<guid isPermaLink="false">http://valueoffuturepayments.com/find-the-value-of-an-annuity</guid>
		<description><![CDATA[Don contributes $400 at the end of each quarter to a Tax Sheltered Annuity (TSA) paying 10% annual interest compounded quarterly. Find the value of the TSA after 20 years.
After 20 years, the value of the TSA will be $ ???
( round to the nearest dollar)
Find the future value of the originally annuity?I am trying [...]]]></description>
			<content:encoded><![CDATA[<p>Don contributes $400 at the end of each quarter to a Tax Sheltered Annuity (TSA) paying 10% annual interest compounded quarterly. Find the value of the TSA after 20 years.<br />
After 20 years, the value of the TSA will be $ ???<br />
( round to the nearest dollar)</p>
<ul class="related_post"><li><a href="http://valueoffuturepayments.com/find-the-future-value-of-the-originally-annuity" title="Find the future value of the originally annuity?">Find the future value of the originally annuity?</a></li><li><a href="http://valueoffuturepayments.com/i-am-trying-to-find-out-the-single-sum-death-benefit-value-of-a-group-retirement-purchased-defined-annuity" title="I am trying to find out the single sum death benefit value of a group retirement purchased defined annuity?">I am trying to find out the single sum death benefit value of a group retirement purchased defined annuity?</a></li><li><a href="http://valueoffuturepayments.com/find-the-future-value-of-the-ordinary-annuity" title="Find the future value of the ordinary annuity.?">Find the future value of the ordinary annuity.?</a></li><li><a href="http://valueoffuturepayments.com/can-anyone-help-find-the-amount-and-present-value-of-an-annuity-of-100-payable-at-the-end-of-each-quarter" title="Can anyone help? Find the amount and present value of an annuity of $100 payable at the end of each quarter?">Can anyone help? Find the amount and present value of an annuity of $100 payable at the end of each quarter?</a></li></ul>]]></content:encoded>
			<wfw:commentRss>http://valueoffuturepayments.com/find-the-value-of-an-annuity/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>what is the future value of an annuity after 10 years if 1,000 is deposited annually and it earns 15%??</title>
		<link>http://valueoffuturepayments.com/what-is-the-future-value-of-an-annuity-after-10-years-if-1000-is-deposited-annually-and-it-earns-15</link>
		<comments>http://valueoffuturepayments.com/what-is-the-future-value-of-an-annuity-after-10-years-if-1000-is-deposited-annually-and-it-earns-15#comments</comments>
		<pubDate>Sat, 29 May 2010 05:39:05 +0000</pubDate>
		<dc:creator>Editor</dc:creator>
				<category><![CDATA[$1000]]></category>
		<category><![CDATA[After]]></category>
		<category><![CDATA[annually]]></category>
		<category><![CDATA[annuity]]></category>
		<category><![CDATA[deposited]]></category>
		<category><![CDATA[earns]]></category>
		<category><![CDATA[future]]></category>
		<category><![CDATA[value]]></category>
		<category><![CDATA[years]]></category>

		<guid isPermaLink="false">http://valueoffuturepayments.com/what-is-the-future-value-of-an-annuity-after-10-years-if-1000-is-deposited-annually-and-it-earns-15</guid>
		<description><![CDATA[Find the future value of an annuity if you invest $1,550 annually for 5 years at 11.5% compounded annually.?Calculate the future value of a deposit of $5,000 compounded annually at an interest rate of 6% over 23 years?the future value of ordinary annuity ; 8% interest compounded semi-annually for 11 years.?What is the future value [...]]]></description>
			<content:encoded><![CDATA[<ul class="related_post"><li><a href="http://valueoffuturepayments.com/find-the-future-value-of-an-annuity-if-you-invest-1550-annually-for-5-years-at-11-5-compounded-annually" title="Find the future value of an annuity if you invest $1,550 annually for 5 years at 11.5% compounded annually.?">Find the future value of an annuity if you invest $1,550 annually for 5 years at 11.5% compounded annually.?</a></li><li><a href="http://valueoffuturepayments.com/calculate-the-future-value-of-a-deposit-of-5000-compounded-annually-at-an-interest-rate-of-6-over-23-years" title="Calculate the future value of a deposit of $5,000 compounded annually at an interest rate of 6% over 23 years?">Calculate the future value of a deposit of $5,000 compounded annually at an interest rate of 6% over 23 years?</a></li><li><a href="http://valueoffuturepayments.com/the-future-value-of-ordinary-annuity-8-interest-compounded-semi-annually-for-11-years" title="the future value of ordinary annuity ; 8% interest compounded semi-annually for 11 years.?">the future value of ordinary annuity ; 8% interest compounded semi-annually for 11 years.?</a></li><li><a href="http://valueoffuturepayments.com/what-is-the-future-value-of-an-ordinary-annuity-of-23000-per-year-for-three-years-at-10-interest-compound" title="What is the future value of an ordinary annuity of $23,000 per year, for three years, at 10% interest compound?">What is the future value of an ordinary annuity of $23,000 per year, for three years, at 10% interest compound?</a></li></ul>]]></content:encoded>
			<wfw:commentRss>http://valueoffuturepayments.com/what-is-the-future-value-of-an-annuity-after-10-years-if-1000-is-deposited-annually-and-it-earns-15/feed</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>I am trying to find out the single sum death benefit value of a group retirement purchased defined annuity?</title>
		<link>http://valueoffuturepayments.com/i-am-trying-to-find-out-the-single-sum-death-benefit-value-of-a-group-retirement-purchased-defined-annuity</link>
		<comments>http://valueoffuturepayments.com/i-am-trying-to-find-out-the-single-sum-death-benefit-value-of-a-group-retirement-purchased-defined-annuity#comments</comments>
		<pubDate>Fri, 28 May 2010 17:39:28 +0000</pubDate>
		<dc:creator>Editor</dc:creator>
				<category><![CDATA[annuity]]></category>
		<category><![CDATA[benefit]]></category>
		<category><![CDATA[death]]></category>
		<category><![CDATA[defined]]></category>
		<category><![CDATA[Find]]></category>
		<category><![CDATA[Group]]></category>
		<category><![CDATA[purchased]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[single]]></category>
		<category><![CDATA[trying]]></category>
		<category><![CDATA[value]]></category>

		<guid isPermaLink="false">http://valueoffuturepayments.com/i-am-trying-to-find-out-the-single-sum-death-benefit-value-of-a-group-retirement-purchased-defined-annuity</guid>
		<description><![CDATA[Where can I find an online calculator to calculate the current value of a defined benefit pension?Find the future value of the originally annuity?find the value of an annuity?Find the future value of the ordinary annuity.?]]></description>
			<content:encoded><![CDATA[<ul class="related_post"><li><a href="http://valueoffuturepayments.com/where-can-i-find-an-online-calculator-to-calculate-the-current-value-of-a-defined-benefit-pension" title="Where can I find an online calculator to calculate the current value of a defined benefit pension?">Where can I find an online calculator to calculate the current value of a defined benefit pension?</a></li><li><a href="http://valueoffuturepayments.com/find-the-future-value-of-the-originally-annuity" title="Find the future value of the originally annuity?">Find the future value of the originally annuity?</a></li><li><a href="http://valueoffuturepayments.com/find-the-value-of-an-annuity" title="find the value of an annuity?">find the value of an annuity?</a></li><li><a href="http://valueoffuturepayments.com/find-the-future-value-of-the-ordinary-annuity" title="Find the future value of the ordinary annuity.?">Find the future value of the ordinary annuity.?</a></li></ul>]]></content:encoded>
			<wfw:commentRss>http://valueoffuturepayments.com/i-am-trying-to-find-out-the-single-sum-death-benefit-value-of-a-group-retirement-purchased-defined-annuity/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>What monthly payment is needed to make an ordinary annuity obtain $200,000 in 30 years at 9.75% interest?</title>
		<link>http://valueoffuturepayments.com/what-monthly-payment-is-needed-to-make-an-ordinary-annuity-obtain-200000-in-30-years-at-9-75-interest</link>
		<comments>http://valueoffuturepayments.com/what-monthly-payment-is-needed-to-make-an-ordinary-annuity-obtain-200000-in-30-years-at-9-75-interest#comments</comments>
		<pubDate>Fri, 28 May 2010 17:39:26 +0000</pubDate>
		<dc:creator>Editor</dc:creator>
				<category><![CDATA[200000]]></category>
		<category><![CDATA[9.75%]]></category>
		<category><![CDATA[annuity]]></category>
		<category><![CDATA[interest]]></category>
		<category><![CDATA[monthly]]></category>
		<category><![CDATA[needed]]></category>
		<category><![CDATA[obtain]]></category>
		<category><![CDATA[ordinary]]></category>
		<category><![CDATA[Payment]]></category>
		<category><![CDATA[years]]></category>

		<guid isPermaLink="false">http://valueoffuturepayments.com/what-monthly-payment-is-needed-to-make-an-ordinary-annuity-obtain-200000-in-30-years-at-9-75-interest</guid>
		<description><![CDATA[What monthly payment is needed to make an ordinary annuity obtain $200,000 in 30 years at 9.75% interest?
Find the future value of the ordinary annuity $110 monthly payment, 5.75% interest, 2 years?Find the future value of an ordinary annuity that has $225 monthly payments for 5 years at 4.025% interest?future value of an ordinary annuity [...]]]></description>
			<content:encoded><![CDATA[<p>What monthly payment is needed to make an ordinary annuity obtain $200,000 in 30 years at 9.75% interest?</p>
<ul class="related_post"><li><a href="http://valueoffuturepayments.com/find-the-future-value-of-the-ordinary-annuity-110-monthly-payment-5-75-interest-2-years" title="Find the future value of the ordinary annuity $110 monthly payment, 5.75% interest, 2 years?">Find the future value of the ordinary annuity $110 monthly payment, 5.75% interest, 2 years?</a></li><li><a href="http://valueoffuturepayments.com/find-the-future-value-of-an-ordinary-annuity-that-has-225-monthly-payments-for-5-years-at-4-025-interest" title="Find the future value of an ordinary annuity that has $225 monthly payments for 5 years at 4.025% interest?">Find the future value of an ordinary annuity that has $225 monthly payments for 5 years at 4.025% interest?</a></li><li><a href="http://valueoffuturepayments.com/future-value-of-an-ordinary-annuity-that-has-270-monthly-payments-for-12-years-at-3-75-interest" title="future value of an ordinary annuity that has $270 monthly payments for 12 years at 3.75 % interest?">future value of an ordinary annuity that has $270 monthly payments for 12 years at 3.75 % interest?</a></li><li><a href="http://valueoffuturepayments.com/the-future-value-of-ordinary-annuity-8-interest-compounded-semi-annually-for-11-years" title="the future value of ordinary annuity ; 8% interest compounded semi-annually for 11 years.?">the future value of ordinary annuity ; 8% interest compounded semi-annually for 11 years.?</a></li></ul>]]></content:encoded>
			<wfw:commentRss>http://valueoffuturepayments.com/what-monthly-payment-is-needed-to-make-an-ordinary-annuity-obtain-200000-in-30-years-at-9-75-interest/feed</wfw:commentRss>
		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>What exactly is an annuity?</title>
		<link>http://valueoffuturepayments.com/what-exactly-is-an-annuity</link>
		<comments>http://valueoffuturepayments.com/what-exactly-is-an-annuity#comments</comments>
		<pubDate>Fri, 28 May 2010 05:39:02 +0000</pubDate>
		<dc:creator>Editor</dc:creator>
				<category><![CDATA[annuity]]></category>
		<category><![CDATA[Exactly]]></category>

		<guid isPermaLink="false">http://valueoffuturepayments.com/what-exactly-is-an-annuity</guid>
		<description><![CDATA[I&#8217;ve tried reading definitions, but as I do my business finance homework, I still can&#8217;t tell when I should use the annuity table and when I should use the present value of a dollar table.
Find the future value of the originally annuity?Why do payments come out lower with monthly compounding when using the ordinary annuity [...]]]></description>
			<content:encoded><![CDATA[<p>I&#8217;ve tried reading definitions, but as I do my business finance homework, I still can&#8217;t tell when I should use the annuity table and when I should use the present value of a dollar table.</p>
<ul class="related_post"><li><a href="http://valueoffuturepayments.com/find-the-future-value-of-the-originally-annuity" title="Find the future value of the originally annuity?">Find the future value of the originally annuity?</a></li><li><a href="http://valueoffuturepayments.com/why-do-payments-come-out-lower-with-monthly-compounding-when-using-the-ordinary-annuity-formula" title="Why do payments come out lower with monthly compounding when using the ordinary annuity formula?">Why do payments come out lower with monthly compounding when using the ordinary annuity formula?</a></li><li><a href="http://valueoffuturepayments.com/what-is-the-future-value-of-a-5year-ordinary-annuity-that-promises-to-pay-300-each-year-interest-rate-7" title="what is the future value of a 5year ordinary annuity that promises to pay $300 each year. Interest rate 7%?">what is the future value of a 5year ordinary annuity that promises to pay $300 each year. Interest rate 7%?</a></li><li><a href="http://valueoffuturepayments.com/final-value-of-an-annuity" title="final value of an annuity?">final value of an annuity?</a></li></ul>]]></content:encoded>
			<wfw:commentRss>http://valueoffuturepayments.com/what-exactly-is-an-annuity/feed</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Calculate the final amount of a 20-year annuity if payments of $2000 are made at the end of every year.?</title>
		<link>http://valueoffuturepayments.com/calculate-the-final-amount-of-a-20-year-annuity-if-payments-of-2000-are-made-at-the-end-of-every-year</link>
		<comments>http://valueoffuturepayments.com/calculate-the-final-amount-of-a-20-year-annuity-if-payments-of-2000-are-made-at-the-end-of-every-year#comments</comments>
		<pubDate>Thu, 27 May 2010 21:39:08 +0000</pubDate>
		<dc:creator>Editor</dc:creator>
				<category><![CDATA[$2000]]></category>
		<category><![CDATA[20year]]></category>
		<category><![CDATA[amount]]></category>
		<category><![CDATA[annuity]]></category>
		<category><![CDATA[calculate]]></category>
		<category><![CDATA[every]]></category>
		<category><![CDATA[final]]></category>
		<category><![CDATA[made]]></category>
		<category><![CDATA[payments]]></category>
		<category><![CDATA[year]]></category>

		<guid isPermaLink="false">http://valueoffuturepayments.com/calculate-the-final-amount-of-a-20-year-annuity-if-payments-of-2000-are-made-at-the-end-of-every-year</guid>
		<description><![CDATA[Calculate the final amount of a 20-year annuity if payments of $2000 are made at the end of every year. Interest is 8.5% compounded quarterly.
Is an annuity refundable against a reverse mortgage loan if the borrower dies before annuity payments are made?How do you calculate the present value of an annuity when the payments do [...]]]></description>
			<content:encoded><![CDATA[<p>Calculate the final amount of a 20-year annuity if payments of $2000 are made at the end of every year. Interest is 8.5% compounded quarterly.</p>
<ul class="related_post"><li><a href="http://valueoffuturepayments.com/is-an-annuity-refundable-against-a-reverse-mortgage-loan-if-the-borrower-dies-before-annuity-payments-are-made" title="Is an annuity refundable against a reverse mortgage loan if the borrower dies before annuity payments are made?">Is an annuity refundable against a reverse mortgage loan if the borrower dies before annuity payments are made?</a></li><li><a href="http://valueoffuturepayments.com/how-do-you-calculate-the-present-value-of-an-annuity-when-the-payments-do-no-start-until-four-years-from-now" title="How do you calculate the present value of an annuity when the payments do no start until four years from now?">How do you calculate the present value of an annuity when the payments do no start until four years from now?</a></li><li><a href="http://valueoffuturepayments.com/find-the-future-value-of-each-ordinary-annuity-if-payments-are-made-and-interest-is-compounded-as-given" title="Find the future value of each ordinary annuity, if payments are made and interest is compounded as given?">Find the future value of each ordinary annuity, if payments are made and interest is compounded as given?</a></li><li><a href="http://valueoffuturepayments.com/the-future-value-of-an-annuity-is-a32000-periodic-payments-are-made-quarterly-got-four-years" title="The future value of an annuity is A=$32,000. Periodic payments are made quarterly got four years?">The future value of an annuity is A=$32,000. Periodic payments are made quarterly got four years?</a></li></ul>]]></content:encoded>
			<wfw:commentRss>http://valueoffuturepayments.com/calculate-the-final-amount-of-a-20-year-annuity-if-payments-of-2000-are-made-at-the-end-of-every-year/feed</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>the future value of ordinary annuity ; 8% interest compounded semi-annually for 11 years.?</title>
		<link>http://valueoffuturepayments.com/the-future-value-of-ordinary-annuity-8-interest-compounded-semi-annually-for-11-years</link>
		<comments>http://valueoffuturepayments.com/the-future-value-of-ordinary-annuity-8-interest-compounded-semi-annually-for-11-years#comments</comments>
		<pubDate>Thu, 27 May 2010 05:40:02 +0000</pubDate>
		<dc:creator>Editor</dc:creator>
				<category><![CDATA[annuity]]></category>
		<category><![CDATA[compounded]]></category>
		<category><![CDATA[future]]></category>
		<category><![CDATA[interest]]></category>
		<category><![CDATA[ordinary]]></category>
		<category><![CDATA[semiannually]]></category>
		<category><![CDATA[value]]></category>
		<category><![CDATA[years]]></category>

		<guid isPermaLink="false">http://valueoffuturepayments.com/the-future-value-of-ordinary-annuity-8-interest-compounded-semi-annually-for-11-years</guid>
		<description><![CDATA[sorry R=3700
What is the future value of an ordinary annuity of $12k per yr, for 3 years, at 9% interest compounded anual?What is the future value of an ordinary annuity of $23,000 per year, for three years, at 10% interest compound?What is the future value of an annual ordinary annuity of $2,000 for twenty years [...]]]></description>
			<content:encoded><![CDATA[<p>sorry R=3700</p>
<ul class="related_post"><li><a href="http://valueoffuturepayments.com/what-is-the-future-value-of-an-ordinary-annuity-of-12k-per-yr-for-3-years-at-9-interest-compounded-anual" title="What is the future value of an ordinary annuity of $12k per yr, for 3 years, at 9% interest compounded anual?">What is the future value of an ordinary annuity of $12k per yr, for 3 years, at 9% interest compounded anual?</a></li><li><a href="http://valueoffuturepayments.com/what-is-the-future-value-of-an-ordinary-annuity-of-23000-per-year-for-three-years-at-10-interest-compound" title="What is the future value of an ordinary annuity of $23,000 per year, for three years, at 10% interest compound?">What is the future value of an ordinary annuity of $23,000 per year, for three years, at 10% interest compound?</a></li><li><a href="http://valueoffuturepayments.com/what-is-the-future-value-of-an-annual-ordinary-annuity-of-2000-for-twenty-years-at-6-annual-interest" title="What is the future value of an annual ordinary annuity of $2,000 for twenty years at 6% annual interest?">What is the future value of an annual ordinary annuity of $2,000 for twenty years at 6% annual interest?</a></li><li><a href="http://valueoffuturepayments.com/what-is-the-future-value-of-an-ordinary-annuity-of-23000-00-per-year-for-three-years-at-10-interest" title="What is the future value of an ordinary annuity of 23000.00 per year for three years at 10% interest?">What is the future value of an ordinary annuity of 23000.00 per year for three years at 10% interest?</a></li></ul>]]></content:encoded>
			<wfw:commentRss>http://valueoffuturepayments.com/the-future-value-of-ordinary-annuity-8-interest-compounded-semi-annually-for-11-years/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>should i keep my annuity with the HARTFORD,THE VALUE WENT FROM 200,000 TO 30,000 WITH THE MARKET CRASH IN 2008?</title>
		<link>http://valueoffuturepayments.com/should-i-keep-my-annuity-with-the-hartfordthe-value-went-from-200000-to-30000-with-the-market-crash-in-2008</link>
		<comments>http://valueoffuturepayments.com/should-i-keep-my-annuity-with-the-hartfordthe-value-went-from-200000-to-30000-with-the-market-crash-in-2008#comments</comments>
		<pubDate>Thu, 27 May 2010 02:43:01 +0000</pubDate>
		<dc:creator>Editor</dc:creator>
				<category><![CDATA[200000]]></category>
		<category><![CDATA[2008]]></category>
		<category><![CDATA[30000]]></category>
		<category><![CDATA[annuity]]></category>
		<category><![CDATA[CRASH]]></category>
		<category><![CDATA[from]]></category>
		<category><![CDATA[HARTFORDTHE]]></category>
		<category><![CDATA[keep]]></category>
		<category><![CDATA[market]]></category>
		<category><![CDATA[Should]]></category>
		<category><![CDATA[value]]></category>
		<category><![CDATA[WENT]]></category>

		<guid isPermaLink="false">http://valueoffuturepayments.com/should-i-keep-my-annuity-with-the-hartfordthe-value-went-from-200000-to-30000-with-the-market-crash-in-2008</guid>
		<description><![CDATA[THE ANNUITY IS MY RETIREMENT AND I AM 68 YRS.OLD.
Is it wise to use IRA money to buy into state pension? Or should I keep money, buy annuity at retirment age?How does a single cash flow present value example differ from an annuity calculation?How do you calculate the present value of an annuity when the [...]]]></description>
			<content:encoded><![CDATA[<p>THE ANNUITY IS MY RETIREMENT AND I AM 68 YRS.OLD.</p>
<ul class="related_post"><li><a href="http://valueoffuturepayments.com/is-it-wise-to-use-ira-money-to-buy-into-state-pension-or-should-i-keep-money-buy-annuity-at-retirment-age" title="Is it wise to use IRA money to buy into state pension? Or should I keep money, buy annuity at retirment age?">Is it wise to use IRA money to buy into state pension? Or should I keep money, buy annuity at retirment age?</a></li><li><a href="http://valueoffuturepayments.com/how-does-a-single-cash-flow-present-value-example-differ-from-an-annuity-calculation" title="How does a single cash flow present value example differ from an annuity calculation?">How does a single cash flow present value example differ from an annuity calculation?</a></li><li><a href="http://valueoffuturepayments.com/how-do-you-calculate-the-present-value-of-an-annuity-when-the-payments-do-no-start-until-four-years-from-now" title="How do you calculate the present value of an annuity when the payments do no start until four years from now?">How do you calculate the present value of an annuity when the payments do no start until four years from now?</a></li><li><a href="http://valueoffuturepayments.com/what-is-the-present-value-of-a-five-year-annuity-with-the-first-3000-payment-being-made-three-months-from" title="What is the present value of a five-year annuity; with the first $3,000 payment being made three months from?">What is the present value of a five-year annuity; with the first $3,000 payment being made three months from?</a></li></ul>]]></content:encoded>
			<wfw:commentRss>http://valueoffuturepayments.com/should-i-keep-my-annuity-with-the-hartfordthe-value-went-from-200000-to-30000-with-the-market-crash-in-2008/feed</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>if you won the lottery would you choose the Cash Value or Annuity?</title>
		<link>http://valueoffuturepayments.com/if-you-won-the-lottery-would-you-choose-the-cash-value-or-annuity</link>
		<comments>http://valueoffuturepayments.com/if-you-won-the-lottery-would-you-choose-the-cash-value-or-annuity#comments</comments>
		<pubDate>Tue, 25 May 2010 11:39:51 +0000</pubDate>
		<dc:creator>Editor</dc:creator>
				<category><![CDATA[annuity]]></category>
		<category><![CDATA[cash]]></category>
		<category><![CDATA[choose]]></category>
		<category><![CDATA[lottery]]></category>
		<category><![CDATA[value]]></category>
		<category><![CDATA[would]]></category>

		<guid isPermaLink="false">http://valueoffuturepayments.com/if-you-won-the-lottery-would-you-choose-the-cash-value-or-annuity</guid>
		<description><![CDATA[is it better to go for the Cash Value or Annuity if you win the lottery?If I won the lottery, should I choose the annuity or the cash payment?How would you solve for for R in the Present Value of Annuity (1/r)(1-(1/(1+r)^n))?How would you describe the concept of Future Value of Annuity?]]></description>
			<content:encoded><![CDATA[<ul class="related_post"><li><a href="http://valueoffuturepayments.com/is-it-better-to-go-for-the-cash-value-or-annuity-if-you-win-the-lottery" title="is it better to go for the Cash Value or Annuity if you win the lottery?">is it better to go for the Cash Value or Annuity if you win the lottery?</a></li><li><a href="http://valueoffuturepayments.com/if-i-won-the-lottery-should-i-choose-the-annuity-or-the-cash-payment" title="If I won the lottery, should I choose the annuity or the cash payment?">If I won the lottery, should I choose the annuity or the cash payment?</a></li><li><a href="http://valueoffuturepayments.com/how-would-you-solve-for-for-r-in-the-present-value-of-annuity-1r1-11rn" title="How would you solve for for R in the Present Value of Annuity (1/r)(1-(1/(1+r)^n))?">How would you solve for for R in the Present Value of Annuity (1/r)(1-(1/(1+r)^n))?</a></li><li><a href="http://valueoffuturepayments.com/how-would-you-describe-the-concept-of-future-value-of-annuity" title="How would you describe the concept of Future Value of Annuity?">How would you describe the concept of Future Value of Annuity?</a></li></ul>]]></content:encoded>
			<wfw:commentRss>http://valueoffuturepayments.com/if-you-won-the-lottery-would-you-choose-the-cash-value-or-annuity/feed</wfw:commentRss>
		<slash:comments>17</slash:comments>
		</item>
		<item>
		<title>Future Value of an Annuity? Posted twice, need some help please.?</title>
		<link>http://valueoffuturepayments.com/future-value-of-an-annuity-posted-twice-need-some-help-please</link>
		<comments>http://valueoffuturepayments.com/future-value-of-an-annuity-posted-twice-need-some-help-please#comments</comments>
		<pubDate>Tue, 25 May 2010 05:40:05 +0000</pubDate>
		<dc:creator>Editor</dc:creator>
				<category><![CDATA[annuity]]></category>
		<category><![CDATA[future]]></category>
		<category><![CDATA[help]]></category>
		<category><![CDATA[need]]></category>
		<category><![CDATA[PLEASE]]></category>
		<category><![CDATA[Posted]]></category>
		<category><![CDATA[some]]></category>
		<category><![CDATA[twice]]></category>
		<category><![CDATA[value]]></category>

		<guid isPermaLink="false">http://valueoffuturepayments.com/future-value-of-an-annuity-posted-twice-need-some-help-please</guid>
		<description><![CDATA[Please do not refer me to other sites. I need someone to show me how to get the answer. 
I have an answer but I don&#8217;t think it is right so that is why I am asking someone else to show me how they would get their answer. Thanks in advance.
You wish to retire after [...]]]></description>
			<content:encoded><![CDATA[<p>Please do not refer me to other sites. I need someone to show me how to get the answer. </p>
<p>I have an answer but I don&#8217;t think it is right so that is why I am asking someone else to show me how they would get their answer. Thanks in advance.</p>
<p>You wish to retire after 18 years, at which time you want to have accumulated enough money to receive an annuity of $14,000 a year for 20 years of retirement. During the period before retirement you can earn 11% annually, while after retirement you can earn 8% on your money. What annual contributions to the retirement fund will allow you to receive the $14,000 annuity?</p>
<ul class="related_post"><li><a href="http://valueoffuturepayments.com/please-help-i-need-the-formula-for-the-future-value-of-an-annuity-of-1-in-advance" title="Please help. I need the formula for the future value of an annuity of 1 in advance?">Please help. I need the formula for the future value of an annuity of 1 in advance?</a></li><li><a href="http://valueoffuturepayments.com/i-need-help-finding-future-value-of-money-please" title="I need help finding future value of money please?">I need help finding future value of money please?</a></li><li><a href="http://valueoffuturepayments.com/need-some-help-with-time-value-analysis-please" title="Need some help with time value analysis please?">Need some help with time value analysis please?</a></li><li><a href="http://valueoffuturepayments.com/need-help-with-future-value-of-the-annuity-due" title="Need help with future Value of the annuity due!?">Need help with future Value of the annuity due!?</a></li></ul>]]></content:encoded>
			<wfw:commentRss>http://valueoffuturepayments.com/future-value-of-an-annuity-posted-twice-need-some-help-please/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Ahhh! MATH&#8230;What is the value of the annuity??? SHORT&#8230;10 points for the first correct answer (THANKS)?</title>
		<link>http://valueoffuturepayments.com/ahhh-math-what-is-the-value-of-the-annuity-short-10-points-for-the-first-correct-answer-thanks</link>
		<comments>http://valueoffuturepayments.com/ahhh-math-what-is-the-value-of-the-annuity-short-10-points-for-the-first-correct-answer-thanks#comments</comments>
		<pubDate>Sun, 23 May 2010 20:39:36 +0000</pubDate>
		<dc:creator>Editor</dc:creator>
				<category><![CDATA[Ahhh]]></category>
		<category><![CDATA[annuity]]></category>
		<category><![CDATA[answer]]></category>
		<category><![CDATA[correct]]></category>
		<category><![CDATA[first]]></category>
		<category><![CDATA[MATH...What]]></category>
		<category><![CDATA[Points]]></category>
		<category><![CDATA[SHORT...10]]></category>
		<category><![CDATA[Thanks.]]></category>
		<category><![CDATA[value]]></category>

		<guid isPermaLink="false">http://valueoffuturepayments.com/ahhh-math-what-is-the-value-of-the-annuity-short-10-points-for-the-first-correct-answer-thanks</guid>
		<description><![CDATA[Ok, I&#8217;ve tried so many times but can&#8217;t seem to get the right answer:
Monthly:  $32 deposits
APR: 8%
What is the value of the annuity at the end of 45 years?
Only a formula (correct one!) would be sufficient!
THANKS
Present value of an ordinary annuity (answer provided, need explanation)?How to calculate annuity present values?? Answer= 10 points?Find the [...]]]></description>
			<content:encoded><![CDATA[<p>Ok, I&#8217;ve tried so many times but can&#8217;t seem to get the right answer:</p>
<p>Monthly:  $32 deposits<br />
APR: 8%</p>
<p>What is the value of the annuity at the end of 45 years?</p>
<p>Only a formula (correct one!) would be sufficient!</p>
<p>THANKS</p>
<ul class="related_post"><li><a href="http://valueoffuturepayments.com/present-value-of-an-ordinary-annuity-answer-provided-need-explanation" title="Present value of an ordinary annuity (answer provided, need explanation)?">Present value of an ordinary annuity (answer provided, need explanation)?</a></li><li><a href="http://valueoffuturepayments.com/how-to-calculate-annuity-present-values-answer-10-points" title="How to calculate annuity present values?? Answer= 10 points?">How to calculate annuity present values?? Answer= 10 points?</a></li><li><a href="http://valueoffuturepayments.com/find-the-future-value-of-the-annuity-due-round-the-answer-to-the-nearest-cent" title="Find the future value of the annuity due ( round the answer to the nearest cent)?">Find the future value of the annuity due ( round the answer to the nearest cent)?</a></li><li><a href="http://valueoffuturepayments.com/what-is-the-present-value-of-a-five-year-annuity-with-the-first-3000-payment-being-made-three-months-from" title="What is the present value of a five-year annuity; with the first $3,000 payment being made three months from?">What is the present value of a five-year annuity; with the first $3,000 payment being made three months from?</a></li></ul>]]></content:encoded>
			<wfw:commentRss>http://valueoffuturepayments.com/ahhh-math-what-is-the-value-of-the-annuity-short-10-points-for-the-first-correct-answer-thanks/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>you win $10 million in the lottery, which is better a lump sum or annuity payments?</title>
		<link>http://valueoffuturepayments.com/you-win-10-million-in-the-lottery-which-is-better-a-lump-sum-or-annuity-payments</link>
		<comments>http://valueoffuturepayments.com/you-win-10-million-in-the-lottery-which-is-better-a-lump-sum-or-annuity-payments#comments</comments>
		<pubDate>Sat, 22 May 2010 07:39:25 +0000</pubDate>
		<dc:creator>Editor</dc:creator>
				<category><![CDATA[annuity]]></category>
		<category><![CDATA[better]]></category>
		<category><![CDATA[lottery]]></category>
		<category><![CDATA[Lump]]></category>
		<category><![CDATA[Million]]></category>
		<category><![CDATA[payments]]></category>

		<guid isPermaLink="false">http://valueoffuturepayments.com/you-win-10-million-in-the-lottery-which-is-better-a-lump-sum-or-annuity-payments</guid>
		<description><![CDATA[i always wanted anuitty payments over 21 years because you cant spend what you dont have. statistically 80% of people who win the lottery go banrupt. but which makes more financial sense. which one and why.
is it better to take a lump sum for retirement or annuity payments for life if you are 61 years [...]]]></description>
			<content:encoded><![CDATA[<p>i always wanted anuitty payments over 21 years because you cant spend what you dont have. statistically 80% of people who win the lottery go banrupt. but which makes more financial sense. which one and why.</p>
<ul class="related_post"><li><a href="http://valueoffuturepayments.com/is-it-better-to-take-a-lump-sum-for-retirement-or-annuity-payments-for-life-if-you-are-61-years-old" title="is it better to take a lump sum for retirement or annuity payments for life if you are 61 years old?">is it better to take a lump sum for retirement or annuity payments for life if you are 61 years old?</a></li><li><a href="http://valueoffuturepayments.com/is-it-better-to-go-for-the-cash-value-or-annuity-if-you-win-the-lottery" title="is it better to go for the Cash Value or Annuity if you win the lottery?">is it better to go for the Cash Value or Annuity if you win the lottery?</a></li><li><a href="http://valueoffuturepayments.com/my-friend-won-the-lottery-in-ca-a-few-years-ago-can-i-buy-the-rights-to-his-future-payments-for-a-lump-sum" title="My friend won the lottery in CA a few years ago. Can I buy the rights to his future payments for a lump sum?">My friend won the lottery in CA a few years ago. Can I buy the rights to his future payments for a lump sum?</a></li><li><a href="http://valueoffuturepayments.com/why-do-payments-come-out-lower-with-monthly-compounding-when-using-the-ordinary-annuity-formula" title="Why do payments come out lower with monthly compounding when using the ordinary annuity formula?">Why do payments come out lower with monthly compounding when using the ordinary annuity formula?</a></li></ul>]]></content:encoded>
			<wfw:commentRss>http://valueoffuturepayments.com/you-win-10-million-in-the-lottery-which-is-better-a-lump-sum-or-annuity-payments/feed</wfw:commentRss>
		<slash:comments>6</slash:comments>
		</item>
		<item>
		<title>What is the approximate value in five years of a $35,000 annuity at an investment rate of 15%?</title>
		<link>http://valueoffuturepayments.com/what-is-the-approximate-value-in-five-years-of-a-35000-annuity-at-an-investment-rate-of-15</link>
		<comments>http://valueoffuturepayments.com/what-is-the-approximate-value-in-five-years-of-a-35000-annuity-at-an-investment-rate-of-15#comments</comments>
		<pubDate>Sat, 22 May 2010 05:39:18 +0000</pubDate>
		<dc:creator>Editor</dc:creator>
				<category><![CDATA[$35000]]></category>
		<category><![CDATA[annuity]]></category>
		<category><![CDATA[approximate]]></category>
		<category><![CDATA[five]]></category>
		<category><![CDATA[investment]]></category>
		<category><![CDATA[rate]]></category>
		<category><![CDATA[value]]></category>
		<category><![CDATA[years]]></category>

		<guid isPermaLink="false">http://valueoffuturepayments.com/what-is-the-approximate-value-in-five-years-of-a-35000-annuity-at-an-investment-rate-of-15</guid>
		<description><![CDATA[Find the future value of an ordinary annuity of $400 paid quarterly for 6 years, if the interest rate is 13% c?What is the present value of an ordinary annuity paying 500.00 per year for five years at 10 %?what is the future value of a 5year ordinary annuity that promises to pay $300 each [...]]]></description>
			<content:encoded><![CDATA[<ul class="related_post"><li><a href="http://valueoffuturepayments.com/find-the-future-value-of-an-ordinary-annuity-of-400-paid-quarterly-for-6-years-if-the-interest-rate-is-13-c" title="Find the future value of an ordinary annuity of $400 paid quarterly for 6 years, if the interest rate is 13% c?">Find the future value of an ordinary annuity of $400 paid quarterly for 6 years, if the interest rate is 13% c?</a></li><li><a href="http://valueoffuturepayments.com/what-is-the-present-value-of-an-ordinary-annuity-paying-500-00-per-year-for-five-years-at-10" title="What is the present value of an ordinary annuity paying 500.00 per year for five years at 10 %?">What is the present value of an ordinary annuity paying 500.00 per year for five years at 10 %?</a></li><li><a href="http://valueoffuturepayments.com/what-is-the-future-value-of-a-5year-ordinary-annuity-that-promises-to-pay-300-each-year-interest-rate-7" title="what is the future value of a 5year ordinary annuity that promises to pay $300 each year. Interest rate 7%?">what is the future value of a 5year ordinary annuity that promises to pay $300 each year. Interest rate 7%?</a></li><li><a href="http://valueoffuturepayments.com/calculate-the-future-value-of-a-deposit-of-5000-compounded-annually-at-an-interest-rate-of-6-over-23-years" title="Calculate the future value of a deposit of $5,000 compounded annually at an interest rate of 6% over 23 years?">Calculate the future value of a deposit of $5,000 compounded annually at an interest rate of 6% over 23 years?</a></li></ul>]]></content:encoded>
			<wfw:commentRss>http://valueoffuturepayments.com/what-is-the-approximate-value-in-five-years-of-a-35000-annuity-at-an-investment-rate-of-15/feed</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>What is the best way to collect a large lottery win? Annuity or single payment?</title>
		<link>http://valueoffuturepayments.com/what-is-the-best-way-to-collect-a-large-lottery-win-annuity-or-single-payment</link>
		<comments>http://valueoffuturepayments.com/what-is-the-best-way-to-collect-a-large-lottery-win-annuity-or-single-payment#comments</comments>
		<pubDate>Sat, 22 May 2010 05:39:12 +0000</pubDate>
		<dc:creator>Editor</dc:creator>
				<category><![CDATA[annuity]]></category>
		<category><![CDATA[best]]></category>
		<category><![CDATA[collect]]></category>
		<category><![CDATA[large]]></category>
		<category><![CDATA[lottery]]></category>
		<category><![CDATA[Payment]]></category>
		<category><![CDATA[single]]></category>

		<guid isPermaLink="false">http://valueoffuturepayments.com/what-is-the-best-way-to-collect-a-large-lottery-win-annuity-or-single-payment</guid>
		<description><![CDATA[Roughly what percentage of stated jackpot do you win with if collected by single payment?
If I won the lottery, should I choose the annuity or the cash payment?is it better to go for the Cash Value or Annuity if you win the lottery?I am trying to find out the single sum death benefit value of [...]]]></description>
			<content:encoded><![CDATA[<p>Roughly what percentage of stated jackpot do you win with if collected by single payment?</p>
<ul class="related_post"><li><a href="http://valueoffuturepayments.com/if-i-won-the-lottery-should-i-choose-the-annuity-or-the-cash-payment" title="If I won the lottery, should I choose the annuity or the cash payment?">If I won the lottery, should I choose the annuity or the cash payment?</a></li><li><a href="http://valueoffuturepayments.com/is-it-better-to-go-for-the-cash-value-or-annuity-if-you-win-the-lottery" title="is it better to go for the Cash Value or Annuity if you win the lottery?">is it better to go for the Cash Value or Annuity if you win the lottery?</a></li><li><a href="http://valueoffuturepayments.com/i-am-trying-to-find-out-the-single-sum-death-benefit-value-of-a-group-retirement-purchased-defined-annuity" title="I am trying to find out the single sum death benefit value of a group retirement purchased defined annuity?">I am trying to find out the single sum death benefit value of a group retirement purchased defined annuity?</a></li><li><a href="http://valueoffuturepayments.com/what-monthly-payment-is-needed-to-make-an-ordinary-annuity-obtain-200000-in-30-years-at-9-75-interest" title="What monthly payment is needed to make an ordinary annuity obtain $200,000 in 30 years at 9.75% interest?">What monthly payment is needed to make an ordinary annuity obtain $200,000 in 30 years at 9.75% interest?</a></li></ul>]]></content:encoded>
			<wfw:commentRss>http://valueoffuturepayments.com/what-is-the-best-way-to-collect-a-large-lottery-win-annuity-or-single-payment/feed</wfw:commentRss>
		<slash:comments>6</slash:comments>
		</item>
		<item>
		<title>Future Value of Annuity Problem?</title>
		<link>http://valueoffuturepayments.com/future-value-of-annuity-problem</link>
		<comments>http://valueoffuturepayments.com/future-value-of-annuity-problem#comments</comments>
		<pubDate>Fri, 21 May 2010 05:39:17 +0000</pubDate>
		<dc:creator>Editor</dc:creator>
				<category><![CDATA[annuity]]></category>
		<category><![CDATA[future]]></category>
		<category><![CDATA[problem]]></category>
		<category><![CDATA[value]]></category>

		<guid isPermaLink="false">http://valueoffuturepayments.com/future-value-of-annuity-problem</guid>
		<description><![CDATA[Can anybody show me how to do this and what the answer is?
(b)FV of $305,000 invested at 8.5% compounded monthly for 2 years:
Finance Problem: Future value of an annuity?Did I do this Future Value of Annuity problem right for financial accounting?future value of an annuity problem?Find the future value of the originally annuity?]]></description>
			<content:encoded><![CDATA[<p>Can anybody show me how to do this and what the answer is?<br />
(b)FV of $305,000 invested at 8.5% compounded monthly for 2 years:</p>
<ul class="related_post"><li><a href="http://valueoffuturepayments.com/finance-problem-future-value-of-an-annuity" title="Finance Problem: Future value of an annuity?">Finance Problem: Future value of an annuity?</a></li><li><a href="http://valueoffuturepayments.com/did-i-do-this-future-value-of-annuity-problem-right-for-financial-accounting" title="Did I do this Future Value of Annuity problem right for financial accounting?">Did I do this Future Value of Annuity problem right for financial accounting?</a></li><li><a href="http://valueoffuturepayments.com/future-value-of-an-annuity-problem" title="future value of an annuity problem?">future value of an annuity problem?</a></li><li><a href="http://valueoffuturepayments.com/find-the-future-value-of-the-originally-annuity" title="Find the future value of the originally annuity?">Find the future value of the originally annuity?</a></li></ul>]]></content:encoded>
			<wfw:commentRss>http://valueoffuturepayments.com/future-value-of-annuity-problem/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Future value of annuity?</title>
		<link>http://valueoffuturepayments.com/future-value-of-annuity</link>
		<comments>http://valueoffuturepayments.com/future-value-of-annuity#comments</comments>
		<pubDate>Wed, 19 May 2010 05:40:53 +0000</pubDate>
		<dc:creator>Editor</dc:creator>
				<category><![CDATA[annuity]]></category>
		<category><![CDATA[future]]></category>
		<category><![CDATA[value]]></category>

		<guid isPermaLink="false">http://valueoffuturepayments.com/future-value-of-annuity</guid>
		<description><![CDATA[Today is your 23rd birthday.  Your aunt just gave you $2,000.  You have used the money to open up a brokerage account.  Your plan is to contribute an additional $2,000 to the account each year on your birthday, up through and including your 65th birthday, starting next year.  The account has [...]]]></description>
			<content:encoded><![CDATA[<p>Today is your 23rd birthday.  Your aunt just gave you $2,000.  You have used the money to open up a brokerage account.  Your plan is to contribute an additional $2,000 to the account each year on your birthday, up through and including your 65th birthday, starting next year.  The account has an annual expected return of 12 percent.  How much do you expect to have in the account right after you make the final $2,000 contribution on your 65th birthday</p>
<ul class="related_post"><li><a href="http://valueoffuturepayments.com/find-the-future-value-of-the-originally-annuity" title="Find the future value of the originally annuity?">Find the future value of the originally annuity?</a></li><li><a href="http://valueoffuturepayments.com/what-is-the-future-value-of-a-5year-ordinary-annuity-that-promises-to-pay-300-each-year-interest-rate-7" title="what is the future value of a 5year ordinary annuity that promises to pay $300 each year. Interest rate 7%?">what is the future value of a 5year ordinary annuity that promises to pay $300 each year. Interest rate 7%?</a></li><li><a href="http://valueoffuturepayments.com/help-pleasefind-the-future-value-of-the-ordinary-annuity" title="Help Please!!!Find the future value of the ordinary annuity?">Help Please!!!Find the future value of the ordinary annuity?</a></li><li><a href="http://valueoffuturepayments.com/finance-problem-future-value-of-an-annuity" title="Finance Problem: Future value of an annuity?">Finance Problem: Future value of an annuity?</a></li></ul>]]></content:encoded>
			<wfw:commentRss>http://valueoffuturepayments.com/future-value-of-annuity/feed</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>How would you solve for for R in the Present Value of Annuity (1/r)(1-(1/(1+r)^n))?</title>
		<link>http://valueoffuturepayments.com/how-would-you-solve-for-for-r-in-the-present-value-of-annuity-1r1-11rn</link>
		<comments>http://valueoffuturepayments.com/how-would-you-solve-for-for-r-in-the-present-value-of-annuity-1r1-11rn#comments</comments>
		<pubDate>Tue, 18 May 2010 23:39:18 +0000</pubDate>
		<dc:creator>Editor</dc:creator>
				<category><![CDATA[1/r11/1+r^n]]></category>
		<category><![CDATA[annuity]]></category>
		<category><![CDATA[present]]></category>
		<category><![CDATA[solve]]></category>
		<category><![CDATA[value]]></category>
		<category><![CDATA[would]]></category>

		<guid isPermaLink="false">http://valueoffuturepayments.com/how-would-you-solve-for-for-r-in-the-present-value-of-annuity-1r1-11rn</guid>
		<description><![CDATA[R is the rate of interest and n is the number of years.  The n is an exponential value of 1+r.  It can also be written as (r^-1)(1-(1+r)^n).
As written the formula for the Present value of annuity of $1 in Arrears; (1/r)(1-(1/(1+r)^n)).  For each dollar invested per n years, the principal will [...]]]></description>
			<content:encoded><![CDATA[<p>R is the rate of interest and n is the number of years.  The n is an exponential value of 1+r.  It can also be written as (r^-1)(1-(1+r)^n).<br />
As written the formula for the Present value of annuity of $1 in Arrears; (1/r)(1-(1/(1+r)^n)).  For each dollar invested per n years, the principal will grow by the ammount given.  I am trying to solve for r.  So it could be A=(P)(1/r)(1-(1/(1+r)^n)) where A is the Amount (or total), P is the Principal, r is the rate, and n is the number of years.</p>
<ul class="related_post"><li><a href="http://valueoffuturepayments.com/if-the-interest-rate-is-negative-present-value-of-an-annuity-due-would-be" title="If the interest rate is negative, present value of an annuity due would be?">If the interest rate is negative, present value of an annuity due would be?</a></li><li><a href="http://valueoffuturepayments.com/how-would-you-describe-the-concept-of-present-value-of-annuity" title="How would you describe the concept of Present Value of Annuity?">How would you describe the concept of Present Value of Annuity?</a></li><li><a href="http://valueoffuturepayments.com/how-would-you-describe-from-your-personal-experience-the-concept-of-present-value-of-annuity" title="How would you describe from your personal experience the concept of Present Value of Annuity?">How would you describe from your personal experience the concept of Present Value of Annuity?</a></li><li><a href="http://valueoffuturepayments.com/solve-the-problem-using-present-value-formula" title="Solve the problem using present value formula?">Solve the problem using present value formula?</a></li></ul>]]></content:encoded>
			<wfw:commentRss>http://valueoffuturepayments.com/how-would-you-solve-for-for-r-in-the-present-value-of-annuity-1r1-11rn/feed</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Annuity math question!?</title>
		<link>http://valueoffuturepayments.com/annuity-math-question</link>
		<comments>http://valueoffuturepayments.com/annuity-math-question#comments</comments>
		<pubDate>Tue, 18 May 2010 17:40:36 +0000</pubDate>
		<dc:creator>Editor</dc:creator>
				<category><![CDATA[annuity]]></category>
		<category><![CDATA[math]]></category>
		<category><![CDATA[question]]></category>

		<guid isPermaLink="false">http://valueoffuturepayments.com/annuity-math-question</guid>
		<description><![CDATA[Problem: Find the monthly payment on a 100,000$, 25-year mortgage at 12% interest compounded monthly. 
I do these on my calculator  (T-83 plus) 
What I have so far:
FV- 100,000
PMT- (to be solved)
PV- 0
N and i I cannot find&#8230;. How do I find N and i? 
I do not understand what interest compounded monthly means. [...]]]></description>
			<content:encoded><![CDATA[<p>Problem: Find the monthly payment on a 100,000$, 25-year mortgage at 12% interest compounded monthly. </p>
<p>I do these on my calculator  (T-83 plus) </p>
<p>What I have so far:<br />
FV- 100,000<br />
PMT- (to be solved)<br />
PV- 0<br />
N and i I cannot find&#8230;. How do I find N and i? </p>
<p>I do not understand what interest compounded monthly means. Someone please tell me. Thanks</p>
<ul class="related_post"><li><a href="http://valueoffuturepayments.com/topic-in-math-of-investment-annuity-how-will-know-if-the-question-is-asking-for-the-maturity-or-present-val" title="Topic in Math of Investment (Annuity): How will know if the question is asking for the maturity or present val">Topic in Math of Investment (Annuity): How will know if the question is asking for the maturity or present val</a></li><li><a href="http://valueoffuturepayments.com/future-value-math-question" title="Future Value Math Question?">Future Value Math Question?</a></li><li><a href="http://valueoffuturepayments.com/here-is-the-question-that-i-need-answered-it-has-to-do-with-math" title="Here is the question that i need answered it has to do with math ?">Here is the question that i need answered it has to do with math ?</a></li><li><a href="http://valueoffuturepayments.com/finance-question-dealing-with-either-pv-or-fv-of-annuity" title="Finance Question dealing with either PV or FV of annuity?">Finance Question dealing with either PV or FV of annuity?</a></li></ul>]]></content:encoded>
			<wfw:commentRss>http://valueoffuturepayments.com/annuity-math-question/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Find the future value of the ordinary annuity.?</title>
		<link>http://valueoffuturepayments.com/find-the-future-value-of-the-ordinary-annuity</link>
		<comments>http://valueoffuturepayments.com/find-the-future-value-of-the-ordinary-annuity#comments</comments>
		<pubDate>Mon, 17 May 2010 05:39:24 +0000</pubDate>
		<dc:creator>Editor</dc:creator>
				<category><![CDATA[annuity]]></category>
		<category><![CDATA[Find]]></category>
		<category><![CDATA[future]]></category>
		<category><![CDATA[ordinary]]></category>
		<category><![CDATA[value]]></category>

		<guid isPermaLink="false">http://valueoffuturepayments.com/find-the-future-value-of-the-ordinary-annuity</guid>
		<description><![CDATA[Find the future value of the ordinary annuity. Interest is compounded annually, unless otherwise indicated.
R = $900. i = 8% interest compounded semiannually for 8 years.
A. $18,021.23
B. $19,280.50
C. $19,642.08
D. $42,142.08
How can I find the future value of this ordinary annuity?Find the future value of an ordinary annuity of $400 paid quarterly for 6 years, if [...]]]></description>
			<content:encoded><![CDATA[<p>Find the future value of the ordinary annuity. Interest is compounded annually, unless otherwise indicated.</p>
<p>R = $900. i = 8% interest compounded semiannually for 8 years.</p>
<p>A. $18,021.23<br />
B. $19,280.50<br />
C. $19,642.08<br />
D. $42,142.08</p>
<ul class="related_post"><li><a href="http://valueoffuturepayments.com/how-can-i-find-the-future-value-of-this-ordinary-annuity" title="How can I find the future value of this ordinary annuity?">How can I find the future value of this ordinary annuity?</a></li><li><a href="http://valueoffuturepayments.com/find-the-future-value-of-an-ordinary-annuity-of-400-paid-quarterly-for-6-years-if-the-interest-rate-is-13-c" title="Find the future value of an ordinary annuity of $400 paid quarterly for 6 years, if the interest rate is 13% c?">Find the future value of an ordinary annuity of $400 paid quarterly for 6 years, if the interest rate is 13% c?</a></li><li><a href="http://valueoffuturepayments.com/find-the-future-value-of-the-ordinary-annuity-110-monthly-payment-5-75-interest-2-years" title="Find the future value of the ordinary annuity $110 monthly payment, 5.75% interest, 2 years?">Find the future value of the ordinary annuity $110 monthly payment, 5.75% interest, 2 years?</a></li><li><a href="http://valueoffuturepayments.com/find-the-future-value-of-an-ordinary-annuity-that-has-225-monthly-payments-for-5-years-at-4-025-interest" title="Find the future value of an ordinary annuity that has $225 monthly payments for 5 years at 4.025% interest?">Find the future value of an ordinary annuity that has $225 monthly payments for 5 years at 4.025% interest?</a></li></ul>]]></content:encoded>
			<wfw:commentRss>http://valueoffuturepayments.com/find-the-future-value-of-the-ordinary-annuity/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>I am receiving an annuity payment of 52,000 what type of penalty can i expect?</title>
		<link>http://valueoffuturepayments.com/i-am-receiving-an-annuity-payment-of-52000-what-type-of-penalty-can-i-expect</link>
		<comments>http://valueoffuturepayments.com/i-am-receiving-an-annuity-payment-of-52000-what-type-of-penalty-can-i-expect#comments</comments>
		<pubDate>Sat, 15 May 2010 17:39:13 +0000</pubDate>
		<dc:creator>Editor</dc:creator>
				<category><![CDATA[52000]]></category>
		<category><![CDATA[annuity]]></category>
		<category><![CDATA[EXPECT]]></category>
		<category><![CDATA[Payment]]></category>
		<category><![CDATA[penalty]]></category>
		<category><![CDATA[receiving]]></category>
		<category><![CDATA[type]]></category>

		<guid isPermaLink="false">http://valueoffuturepayments.com/i-am-receiving-an-annuity-payment-of-52000-what-type-of-penalty-can-i-expect</guid>
		<description><![CDATA[I have a lot of debt to pay off and think the time and intrest between everything would cost me more money in the long run
If there are 2 or more beneficiaries receiving an annuity payment, what happens if 1 beneficiary passes away?If I won the lottery, should I choose the annuity or the cash [...]]]></description>
			<content:encoded><![CDATA[<p>I have a lot of debt to pay off and think the time and intrest between everything would cost me more money in the long run</p>
<ul class="related_post"><li><a href="http://valueoffuturepayments.com/if-there-are-2-or-more-beneficiaries-receiving-an-annuity-payment-what-happens-if-1-beneficiary-passes-away" title="If there are 2 or more beneficiaries receiving an annuity payment, what happens if 1 beneficiary passes away?">If there are 2 or more beneficiaries receiving an annuity payment, what happens if 1 beneficiary passes away?</a></li><li><a href="http://valueoffuturepayments.com/if-i-won-the-lottery-should-i-choose-the-annuity-or-the-cash-payment" title="If I won the lottery, should I choose the annuity or the cash payment?">If I won the lottery, should I choose the annuity or the cash payment?</a></li><li><a href="http://valueoffuturepayments.com/what-monthly-payment-is-needed-to-make-an-ordinary-annuity-obtain-200000-in-30-years-at-9-75-interest" title="What monthly payment is needed to make an ordinary annuity obtain $200,000 in 30 years at 9.75% interest?">What monthly payment is needed to make an ordinary annuity obtain $200,000 in 30 years at 9.75% interest?</a></li><li><a href="http://valueoffuturepayments.com/what-is-the-best-way-to-collect-a-large-lottery-win-annuity-or-single-payment" title="What is the best way to collect a large lottery win? Annuity or single payment?">What is the best way to collect a large lottery win? Annuity or single payment?</a></li></ul>]]></content:encoded>
			<wfw:commentRss>http://valueoffuturepayments.com/i-am-receiving-an-annuity-payment-of-52000-what-type-of-penalty-can-i-expect/feed</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>What is the future value of an ordinary annuity of $23,000 per year, for three years, at 10% interest compound?</title>
		<link>http://valueoffuturepayments.com/what-is-the-future-value-of-an-ordinary-annuity-of-23000-per-year-for-three-years-at-10-interest-compound</link>
		<comments>http://valueoffuturepayments.com/what-is-the-future-value-of-an-ordinary-annuity-of-23000-per-year-for-three-years-at-10-interest-compound#comments</comments>
		<pubDate>Sat, 15 May 2010 05:40:03 +0000</pubDate>
		<dc:creator>Editor</dc:creator>
				<category><![CDATA[$23000]]></category>
		<category><![CDATA[annuity]]></category>
		<category><![CDATA[compound]]></category>
		<category><![CDATA[future]]></category>
		<category><![CDATA[interest]]></category>
		<category><![CDATA[ordinary]]></category>
		<category><![CDATA[three]]></category>
		<category><![CDATA[value]]></category>
		<category><![CDATA[year]]></category>
		<category><![CDATA[years]]></category>

		<guid isPermaLink="false">http://valueoffuturepayments.com/what-is-the-future-value-of-an-ordinary-annuity-of-23000-per-year-for-three-years-at-10-interest-compound</guid>
		<description><![CDATA[&#8220;DAILY&#8221;
What is the future value of an ordinary annuity of 23000.00 per year for three years at 10% interest?what is the future value of a 5year ordinary annuity that promises to pay $300 each year. Interest rate 7%?the future value of ordinary annuity ; 8% interest compounded semi-annually for 11 years.?What is the future value [...]]]></description>
			<content:encoded><![CDATA[<p>&#8220;DAILY&#8221;</p>
<ul class="related_post"><li><a href="http://valueoffuturepayments.com/what-is-the-future-value-of-an-ordinary-annuity-of-23000-00-per-year-for-three-years-at-10-interest" title="What is the future value of an ordinary annuity of 23000.00 per year for three years at 10% interest?">What is the future value of an ordinary annuity of 23000.00 per year for three years at 10% interest?</a></li><li><a href="http://valueoffuturepayments.com/what-is-the-future-value-of-a-5year-ordinary-annuity-that-promises-to-pay-300-each-year-interest-rate-7" title="what is the future value of a 5year ordinary annuity that promises to pay $300 each year. Interest rate 7%?">what is the future value of a 5year ordinary annuity that promises to pay $300 each year. Interest rate 7%?</a></li><li><a href="http://valueoffuturepayments.com/the-future-value-of-ordinary-annuity-8-interest-compounded-semi-annually-for-11-years" title="the future value of ordinary annuity ; 8% interest compounded semi-annually for 11 years.?">the future value of ordinary annuity ; 8% interest compounded semi-annually for 11 years.?</a></li><li><a href="http://valueoffuturepayments.com/what-is-the-future-value-of-an-annual-ordinary-annuity-of-2000-for-twenty-years-at-6-annual-interest" title="What is the future value of an annual ordinary annuity of $2,000 for twenty years at 6% annual interest?">What is the future value of an annual ordinary annuity of $2,000 for twenty years at 6% annual interest?</a></li></ul>]]></content:encoded>
			<wfw:commentRss>http://valueoffuturepayments.com/what-is-the-future-value-of-an-ordinary-annuity-of-23000-per-year-for-three-years-at-10-interest-compound/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
	</channel>
</rss>
