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Posts Tagged ‘BEFORE’

Can you avoid paying interest on your credit card if you pay it off in full before the min. payment is due?

29 May

It seems that I have heard some people say that they use their credit card and pay it off in full before the due date and they believe they pay absolutely no interest. Is this true? It seems to me that if you used a credit card and had an outstanding balance for say 20 days before the payment was due, you would have interest calculated on 20/360 days times rate times principle. Thanks.

 
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Will making payments on your credit card before payment due dates help your credit score?

06 May

Will making small payments each week before the payment due date help credit score go up ?

 
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If an SR-22 payment due date falls on a Sunday, would the payment be due before the due date?

28 Apr

If an SR-22 payment due date falls on a Sunday, would the payment be due before the due date, or the following Monday. I know with most businesses if your due date falls on a weekend or holiday the payment defaults as due, to the next business day… Does this rule apply for Florida SR-22 insurance?

 
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Do you think the Nobel Committee should have done their homework before giving Al Gore The Peace Prize based?

24 Apr

on his enviormental contributions ?

Environmental Trendiness (and Hypocrisy)
In the past, Al Gore has made his environmental positions a big part of his message, notably in his book “Earth in the Balance”, which sold well. We don’t critique candidates’ policy positions, but some of that may come back to haunt him by making him look extreme, trendy or hypocritical.

Gore runs the risk of being shown up as a hypocrite, the way Mike Dukakis was in 1998 after Boston Harbor’s pollution problem was exposed.

One example is the Pigeon River in North Carolina and east Tennesee. The Champion International paper mill has pumped tons of chemicals and byproducts into it for years, turning it the color of cofee and adding a sulfurish smell. Gore campaigned hard against this pollution and lobbied the EPA to crack down. But in 1987, as Gore started running for president the first time, he was pressured by 2 politicians whose support he craved for the North Carolina Super Tuesday primary. Terry Sanford (then a Senator) and Jamie Clarke (North Carolina congressmen) lobbied him hard to ease up on Champion. Gore did, writing to the EPA again and now asking for a more permissive water pollution standard. Sanford and Clarke endorsed him, and Gore won the state handily.

Another example is a Gore family property that has been mined for zinc and germanium for decades. The Vice-President and his dad, the late Senator Albert Gore, Sr., obtained the land in a very favorable deal with the late Armand Hammer of Occidental Petroleum. Gore, Sr. was heavily supported by Hammer financially, and carried his water in the U.S. Senate.

Back in 1972, when zinc was discovered across the river from the Gore family land in Carthage, TN, Hammer sent engineers out and offered $20,000 per year for a mineral rights lease on some property owned by a church that had been willed the land. Instead, they wanted to sell and Hammer won a bidding war to buy the land for $160,000. He then sold it to Gore Jr. and Sr. for the same amount, and immediately started leasing the land back from him for the same $20,000. Lynwood Burkhalter, who in the 70s was president of the company that assumed this lease from Occidental Petroleum, called the payments “extraordinarily large.”

Mining is, of course, a very messy business environmentally. The mine itself hasn’t been that bad. Republicans have claimed that it’s polluting the local drinking water, but according to the Wall Street Journal those problems “are actually very minor.” However, the Journal notes that the plant in Clarksville TN, which processes the Gore minerals, is a federal Superfund site contaminated with cadmium and mercury, posing “a threat to the human food chain.”

There’s also a damning quote about cutting down Yew trees to make a promising cancer treatment that we used to include in our Gore quotes section. Except that the really embarrassing part — which we got from an editorial in the Austin, Texas American Statesman — turns out to be distorted and out of context. The full quote, which is still a little odd, is:

“The Pacific Yew can be cut down and processed to produce a potent chemical, taxol, which offers some promise of curing certain forms of lung, breast and ovarian cancer in patients who would otherwise quickly die. It seems an easy choice — sacrifice the tree for a human life — until one learns that three trees must be destroyed for each patient treated, that only specimens more than a hundred years old contain the potent chemical in their bark, and that there are very few of these yews remaining on earth.” – Gore, in “Earth in the Balance”, p. 119

The distorted version puts a period after “for each patient treated,” as if the ratio of trees to humans was what bothered Gore. In reality, his point is that treating all current cancer patients would destroy all of the trees, leaving none of the drug for future cancer patients

 
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help asnswer and explain,don’t understand,Present Value before annuity starts?

24 Apr

1. An article cost$29885. to buy this article, a down payment of $3420 is needed. If interest charged is 16% compunded quarterly, how much should be paid at the end of every 3 months for 1 year in order to payoff the balance?
2.A down payment of $1250 was given for the purchase of a sala set with a cash value of $18995. If interest is charged at 12% compunded monthly,how much should be paid at the end of every month for 2 years in order to payoff the balance?

thank you
finding th periodic payment of an annuity

 
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Is an annuity refundable against a reverse mortgage loan if the borrower dies before annuity payments are made?

24 Apr

My Mother had a reverse mortgage loan for about nine years. At the start of the loan ,an annuity premium of $3735.00 was added to the to the loan. This was to pay her if she lived 14 years into the loan.,but she did not . Should that amount be deducted from the total amount of her loan?

 
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If A Late Payment Is Received; Can I Apply It To Late Charges Before Past Due Balance?

21 Apr

I work at a plumbing shop, we tend to get some customers who pay they’re bills VERY late. Our company charges a 1.5% interest rate every month past the payment due date, for some people they really start piling up. If we receive a check written to the company for the price of labor but not including the months of finance charges would it be possible to take part or all of the payment and assess it to finance charges instead of the labor?

 
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Civil Service annuity payments to justices and judges of the United States: Hearings before the Subcommittee on Retirement and Employee Benefits of the … on H.R. 11738 … March 2, 4, and 11, 1976

13 Apr

Buy Cheap Civil Service annuity payments to justices and judges of the United States: Hearings before the Subcommittee on Retirement and Employee Benefits of the … on H.R. 11738 … March 2, 4, and 11, 1976

 
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Can you make payments on a loan before the due date? What if you miss a payment in the future?

18 Mar

A car loan balance of $10,000. I paid $5500 on the loan. Two months later, I was unable to make a payment. Shouldn’t the $5500 cover me if I’m late two months later? I should at least be paid up for the next 12 months, right?

 
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when selling a structured settlement what’s the time frame to receive your funds before the buyer defaults.

14 Mar
 
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Why do mega millions lottery vendors ask you if you want cash or annuity BEFORE you buy the ticket?

12 Mar

What is the point in requiring every ticket buyer (like 20 million twice a week) weather they want cash or annuity in advance of winning. Would it not make more sense just to ask the winner. Do you want cash or annuity?

This has confounded me for years. Anybody know why they established this policy?

 
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