after the third payment due date just before the statement closing date. so do you think it might have been sent to collection or i still have a chance.
Posts Tagged ‘card’
Missed credit card payment by 3 days?
03
Jun
Does it affect my credit score? I missed a credit card payment, and noticed 3 days later, then paid it all, is this going to have any affect on me in the future? I’ve never missed, or been late on a payment before.
i missed 2 payments of my card but i made the full minimum payment required 2 days after the due date?
03
Jun
now i have made past due payment they still calling do you think they sent to collection or it might regarding about being overlimit
Closed Credit Card /Credit question?
01
Jun
Ok I owed money and had penalties such as late fees and over the limit fees when I closed my account. All has been paid and im even making future payments. Im 2 mos ahead and want to know if this will be noticed on my credit report when its paid off. The credit card company did not report me to the ficos people so its not on my report. I know if you keep a zero balance on an open credit card it increases your limit which in turn is good for your credit. On a closed account, can making early payments instead of paying off the full amount be just as good on my credit report? I owe less then $1000.00
Does hospital in philippines will accept payment from outside the country credit card?
25
May
In the future I’m planing to pay my relatives hospital bill charge on my credit card and I’m in abroad right now, since I dont want to pay cash. please help.
Seek ASAP answer – Credit Card Transfer / Consolidation?
23
May
I asked this a while back and phrased it poorly, so let me try again.
I have a Capital One offer to transfer up to $20K to a fixed APR FOR LIFE at 5.99%. From the 3 cards I carry, they total about $25K total. There is no annual fee, & NO transfer fee which surprises me (since it’s typically 3% of the transferred amounts). This sounds like a pretty good deal, with a regular APR of 11.99% on purchases, although I’d plan not to use this card for any other means than to pay it off (feel free to laugh). Since the minimum payment each period is 3% of the total, or about $600 min, it’s less than I currently pay in total for the 3 cards, but I would plan to pay $1K per month.
Is this a good idea to do? My offer expires on 10/27.
Does anyone know how to calculate future payments? Say I have a $20K balance at 5.99% APR. I make payment 1 at $1K… how could I calculate my next payment based on the APR & a new pre-APR balance of $19K?
Thanks!!
When will my credit card payment be due?
17
May
Okay, say I purchased something today, October 26; when will a portion of the payment likely be due? I don’t have a credit card yet. The grace period would be 20 days, if that matters. Thanks a lot.
How can I pay off a huge sum of credit card debt without ruining my future??
16
May
I am a 20-yr old student, halfway through college. When I began college, I recieved all of those “college” credit card offers mailed to my house. I made the mistake of not cutting up the cards and just threw them away and now someone in my family has used the cards to rack up between $15,000-$20,000 of debt in my name. I do not wish to press charges on them since they are in my family, and my creditors have told me that is the only way I can claim “fraud” on the accounts.
Now I have 4 credit cards in my name that are 6 months or more overdue in payments and I only work part-time at a daycare since I am in school. My parents/relatives will not loan me the money, nor can I drop out of school to work full-time. Creditors are calling me day and night and I just do not have the money to pay off this huge debt. What is my best option? Credit counseling? Debt Management? Bancruptcy? I know there is no “ideal” option but what can I do that would cause the least harm to my credit & future?
I can only afford to pay my creditors about $400 a month total. I would like to avoid bancruptcy at all costs because my fiance and I would like to get married and have kids in the next 7 years and even though he has good credit, mine will prevent that if I declare bancruptcy.
The family member who accumulated the debt will be paying me back eventually but this might not happen for awhile.
Also, I have already spoken with my creditors, they cannot come to an affordable agreement with me.
How do I calculate my future credit card balance?
11
May
How do I calculate what my credit card balance will be in 6 months using my current balance, my APR, and my monthly payment?
Sorry, I should have added that I will not be making any future purchases.
Is there an online financial calculator I can use?
how do i know when my first credit card payment is due?
09
May
the statement closing date is march 14th (today) and online my balance is $80 something dollars, but next to minimum payment due it says $0, i’ve had my card about a month. is the statement closing when it is due??
Will making payments on your credit card before payment due dates help your credit score?
06
May
Will making small payments each week before the payment due date help credit score go up ?
Why is my chase credit card not showing any payment due?
25
Apr
I have a payment due next week but my credit card online is showing minimum payment due: $0 although i didn’t pay for this month.
what am I supposed to do?
Why is there a payment due on my Discover Card that I haven’t used in a long time?
22
Apr
I haven’t been using this card lately. I don’t know why there’s a payment due when i didn’t even buy anything with the card.